Fix-and-Flip Loans

Get fast, flexible fix-and-flip financing with Harvey Capital Funding. We offer real estate investors in Virginia short-term, asset-based financing for projects with durations under one year. Get the capital you need to acquire and renovate your next project quickly and profitably.

Features & Terms

Maturity

6–12 months, with extension options available.

Up-Front Points

1–4 points, based on loan size, loan type, and borrower experience.

Interest Rate

Starting at 9.99% up to 15%.

Maximum LTV

Up to 75% of After Repair Value (ARV). Unlike traditional lenders, we have no minimum down payment requirement.

Loan Size

We fund projects from $50,000 to $500,000.

Renovation Funds

We will provide funds for renovation in draws provided the total LTV remains below the 75% ARV threshold.

Closing Time

Close in as little as a few days.

Documents Required

  • Property address
  • Project description and estimated renovation budget
  • Soft credit check
  • LLC documents
  • Proof of lender's title insurance
  • Proof of property insurance

Ready to scale your flipping business?