Why Richmond?
Richmond is our home—and it's where we do our best work. Harvey Capital Funding was built by a local investor who understands the nuances of the Richmond real estate market, from historic neighborhoods to fast-growing suburban corridors.
Because we focus heavily on Greater Richmond, we're able to move faster, evaluate deals more intelligently, and provide certainty that out-of-area lenders simply can't match.
Areas We Actively Lend In
Primary Markets
- Richmond
- Henrico County
- Chesterfield County
- Hanover County
Surrounding Markets
- Mechanicsville
- Midlothian
- Short Pump
- Glen Allen
- Chester
- Colonial Heights
- Ashland
- Powhatan
- Goochland
We regularly evaluate deals outside these areas on a case-by-case basis, but Greater Richmond remains our primary focus.
What This Means for Borrowers
- Faster underwriting due to local market familiarity
- Realistic ARVs and rehab expectations
- Fewer surprises at closing
- Direct access to the decision-maker
- Strong relationships with local attorneys and insurance providers